The GENIUS Act is signed into law, setting core federal rules for stablecoins

31.07.2025

On July 18, 2025, the GENIUS Act was signed into law, creating a foundational federal framework for stablecoins. The law emphasizes strict reserve standards (including full backing by liquid assets), recurring disclosures around reserve composition, and marketing restrictions meant to prevent misleading “government-backed” claims. It also strengthens compliance expectations by tying stablecoin issuance to AML and sanctions requirements, and it pushes issuers toward technical capabilities to freeze or otherwise restrict tokens when legally required.